Possible Causes:
* Incorrect Payment Method: The iPad might still be defaulting to the organizer's payment method despite having a different card saved.
* Family Sharing Settings: There might be unintended settings within Family Sharing causing this issue.
* App Store Balance: The balance on the iPad might not be sufficient for purchases, leading to charges on the organizer's account.
* Ask to Buy: If Ask to Buy is enabled, the organizer might need to approve purchases, even with a different payment method.
Solutions:
1. Verify Payment Method on iPad:
* Go to Settings > [Your Name] > Payment & Shipping.
* Ensure the correct payment method is selected for the iPad. If not, change it to the card on the iPad.
2. Check Family Sharing Settings:
* Go to Settings > [Your Name] > Family Sharing.
* Verify that Purchase Sharing is indeed turned off for both the organizer's account and the iPad.
* Check if there are any other relevant settings that might be affecting payments.
3. Manage App Store Balance:
* Go to the App Store > [Your Profile] > Redeem Gift Card or Code.
* Check the balance on the iPad. If it's low or insufficient, add funds to it.
4. Review Ask to Buy Settings:
* Go to Settings > Screen Time > Content & Privacy Restrictions > iTunes & App Store Purchases.
* Ensure Ask to Buy is turned off for the iPad user if applicable.
Additional Tips:
* Remove the Organizer's Payment Method: Temporarily removing the organizer's payment method might force the iPad to use the available card.
* Contact Apple Support: If the above steps don't resolve the issue, reach out to Apple Support for further assistance.
Important Note: Always back up your device before making significant changes to settings.
By following these steps and carefully checking the settings, you should be able to resolve the issue and prevent the organizer's account from being charged unnecessarily.