Why won't Apple tell us why Simplify can't connect to Apple Card

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Level 1

8 points

Why won't Apple tell us why Simplify can't connect to Apple Card

Mint downloaded Apple Card transactions with no problems but Mint is going away. Quicken Simplifi says Apple won’t approve their connection. Apple says nothing I can find. I know Simplifi wants to connect, they add a built in import option for just Apple Card statements.

If I add an Account To Truist Bank, Apple Card is listed, but when I give my Apple ID and password. I get an error.I have read that when you add an account to any financial app you are directed to an Apple page for sign in and Apple sends the bank tokens for security reasons. It appears to me the APIs are in place to meet apple security requirements.

Goldman is leaving the consumer credit market and Apple will have to get another banker. My GM Card sold to AGI, and then to Marcus. It took me 2 years and Simplifi to get that card connected again. Could Apple be waiting for a new bank?

iMac 27″, macOS 10.15

Posted on Dec 10, 2023 4:19 AM

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Answer 1

muguy

Level 10

91,172 points

Dec 10, 2023 6:08 AM in response to N4KHQ

Any such connections are inherently less secure than no connection. That’s one possibility. The other are the fees charged by Quicken. And, of course, the design of the Apple Card is as an extension of your phone.

but nobody on these boards would know the exact reasons.

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Answer 2

N4KHQ Author

Level 1

8 points

Dec 10, 2023 7:52 AM in response to muguy

Apple has the most secure connections because they use tokens and never pass the card number for Apple Pay and connecting to financial applications. I will agree having no card is more secure but you know a connection to Quicken apps can be just as secure an as all the clients using Apple Pay. I am pretty sure Quicken is not charging Apple to be connected to Apple Card. Mint app works through a web browser just like any other card. I bet somebody knows but may not be allowed to say. Thanks

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Answer 3

muguy

Level 10

91,172 points

Dec 10, 2023 11:28 AM in response to N4KHQ

Nobody on these boards will know. Quicken does indeed charge financial institutions to support the services through web connect. I know that fewer of my cards allow Quicken web connect downloads. It was initially 1 and now it's 4.

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Answer 4

Katana-San

Level 10

80,971 points

Dec 10, 2023 7:55 AM in response to N4KHQ

Hello~ We can’t speculate as to Apple’s reasons why…

~Katana-San~

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Why won't Apple tell us why Simplify can't connect to Apple Card

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