"ok so i just read this really closely and it's very confusing. I bought a new Office 2019 and it is saying that I need: OS 12 or later.So what you're saying is that because this is a "new" install and not an update from my Word2008 that it requires Monterey? That doesn't make any sense. Microsoft said that I couldn't use 2021 but 2019 was ok..."
-------
Your Right: It doesn't make any sense. My Intel Mac with macOS Monterey (which I have for troubleshooting purposes, BTW), actually has MS Windows 2019. In fact, I purchased a license card for Office for Mac 2019. from a retailer, and the license keys were for Office for Mac 2008. It installed. I'm like "What?". So, I contacted Microsoft, and they provided me with the correct key. The correct version installed. So, it may be a key error.
So, Take this Up with Microsoft:
So, chat with Microsoft to troubleshoot this: https://vsa.services.microsoft.com/en-us/v1.0/