I never upgraded my iCloud and I am getting charged $.99. They already took it from my account without my permission.

Do you received an invoice from Apple?

Check your mail box.

If so, check the Apple ID on the invoice, the Order ID & the Document No.

Then scroll down & see:

👉 If you have any questions about your bill, contact support. This email confirms payment for the iCloud+ plan listed above. You will be billed each plan period until you cancel by downgrading to the free storage plan from your iOS device, Mac or PC.