I need a iPhone 14 with SIM card

If the goal is to buy a second cell plan for when you are traveling – not just to have a physical card tray for its own sake – having a phone that takes multiple eSIMs (only) does not automatically mean that you are out of luck.

About eSIM on iPhone - Apple Support

Find wireless carriers and worldwide service providers that offer eSIM service - Apple Support

Use eSIM while traveling internationally with your iPhone - Apple Support

In the USA, you cannot buy any iPhone 14 model with a SIM card tray. Only in countries outside of the USA iPhone 14 features SIM card trays