Can I back up my photos to an external drive?
Currently, All my photos are on iCloud storage for a monthly fee. Can I also back up photos on external storage? If so, can I just back up my photos on my device?
iPhone SE, iOS 16
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One problem with using iCloud Photos is, that your regular iCloud backup of your iPhone will no longer include the photos (What does iCloud back up? - Apple Support). So you definitely need to make a separate backup.
Do you have a computer as well? With a computer you can backup your iCloud data as described here: Archive or make copies of the information you store in iCloud - Apple Support
If you have no computer, you could save your photos on your device by sharing them to Files.