I’m at my wits end with my child. He has his own debit card. I want his purchases to go through his debit card so that he understands the value of money. However, I need to be able to make my own purchases on my own payment method. Is this possible? Or is it possible that after all these years apple STILL hasn’t done anything to support this?
Javaheed wrote:
We are a family of adults and want to pay for some apps ourselves. We have each added our own card but seem unable to select alternative payment methods when making a purchase, thus everything is charged to the organiser.
That is the way it is supposed to work under Family Sharing.
The short answer is only one person, the Organizer, can (and must) have a card, but the Organizer can avoid having this charged by others by asking them to make sure they have adequate personal balance (e.g., from gift cards) to cover their purchases. Other family members can only pay for things by using their personal balance or by letting the remainder automatically roll over to the Organizer's payment method (such as a credit card but not the Organizer's personal account balance).
The alternative is described in this document: Add a family member to your shared subscriptions - Apple Support
"If you're the family organizer and you don't want to pay for family members' purchases and subscriptions, you can turn off Purchase Sharing [ How to share apps and purchases with your family - Apple Support ]. When Purchase Sharing is turned off, everyone must use their own payment method. When Purchase Sharing is turned off, family members can share subscriptions, but they can't share individual purchases like apps or books."
Another alternative would be for you to leave the family group altogether.
=Full details=
Based on: How to share apps and purchases with your family - Apple Support and How apps, content, and subscriptions from Apple are billed - Apple Support
1. If anybody in the family buys or subscribes to something, Apple first attempts to charge the item to that individual's Apple Account (Apple ID) balance, if any.
2. If a family member does not have enough personal Apple Account balance, any excess will be charged to the Family Organizer's primary payment method (usually a card of some kind). The Organizer's personal balance will not be used for purchases made by other family members. If Apple cannot bill the primary payment method, the Organizer will need to make another payment method the primary method. With Family Sharing the Organizer always has to have at least one functioning payment method.
Also note: "Some purchases, including gifts, can't be billed to Apple ID balance and will be charged to the family organizer's payment method." "Some subscriptions might not be charged to Apple ID balance."
Ref:
- Family purchases and payments - How to share apps and purchases with your family - Apple Support
- How apps, content, and subscriptions from Apple are billed - How apps, content, and subscriptions from Apple are billed - Apple Support
- Check your Apple ID balance - Check your Apple Account balance - Apple Support
- Add a payment method to your Apple ID - Add a payment method - Apple Support
Adding funds to your Apple ID balance:
- How to redeem your Apple Gift Card or App Store & iTunes gift card - Apple Support
- Add money to your Apple Account balance - Apple Support
How can we make personal purchases without having to ask the organiser?
If they are adults then it sounds like they have aged out of needing Ask To Buy set on their accounts.
How to turn on or turn off Ask to Buy, from Set up Ask to Buy - Apple Support
If you're a parent or guardian, use your own device to turn on or turn off Ask to Buy.
On your iPhone, iPad, or iPod touch
1. Open the Settings app.
2. Tap your name.
3. Tap Family Sharing.
4. Tap your family member's name, then tap Ask to Buy. In iOS 15 or earlier, tap Ask to Buy then tap your family member's name.
5. Turn on or off Require Purchase Approval.
However they still won't be able to use their own payment methods. They need to add gift cards to their accounts if the organizer doesn't want to pay for it.
Javaheed wrote:
We are a family of adults and want to pay for some apps ourselves. We have each added our own card but seem unable to select alternative payment methods when making a purchase, thus everything is charged to the organiser.
That is the way it is supposed to work under Family Sharing.
The short answer is only one person, the Organizer, can (and must) have a card, but the Organizer can avoid having this charged by others by asking them to make sure they have adequate personal balance (e.g., from gift cards) to cover their purchases. Other family members can only pay for things by using their personal balance or by letting the remainder automatically roll over to the Organizer's payment method (such as a credit card but not the Organizer's personal account balance).
The alternative is described in this document: Add a family member to your shared subscriptions - Apple Support
"If you're the family organizer and you don't want to pay for family members' purchases and subscriptions, you can turn off Purchase Sharing [ How to share apps and purchases with your family - Apple Support ]. When Purchase Sharing is turned off, everyone must use their own payment method. When Purchase Sharing is turned off, family members can share subscriptions, but they can't share individual purchases like apps or books."
Another alternative would be for you to leave the family group altogether.
=Full details=
Based on: How to share apps and purchases with your family - Apple Support and How apps, content, and subscriptions from Apple are billed - Apple Support
1. If anybody in the family buys or subscribes to something, Apple first attempts to charge the item to that individual's Apple Account (Apple ID) balance, if any.
2. If a family member does not have enough personal Apple Account balance, any excess will be charged to the Family Organizer's primary payment method (usually a card of some kind). The Organizer's personal balance will not be used for purchases made by other family members. If Apple cannot bill the primary payment method, the Organizer will need to make another payment method the primary method. With Family Sharing the Organizer always has to have at least one functioning payment method.
Also note: "Some purchases, including gifts, can't be billed to Apple ID balance and will be charged to the family organizer's payment method." "Some subscriptions might not be charged to Apple ID balance."
Ref:
- Family purchases and payments - How to share apps and purchases with your family - Apple Support
- How apps, content, and subscriptions from Apple are billed - How apps, content, and subscriptions from Apple are billed - Apple Support
- Check your Apple ID balance - Check your Apple Account balance - Apple Support
- Add a payment method to your Apple ID - Add a payment method - Apple Support
Adding funds to your Apple ID balance:
- How to redeem your Apple Gift Card or App Store & iTunes gift card - Apple Support
- Add money to your Apple Account balance - Apple Support
How can we make personal purchases without having to ask the organiser?
If they are adults then it sounds like they have aged out of needing Ask To Buy set on their accounts.
How to turn on or turn off Ask to Buy, from Set up Ask to Buy - Apple Support
If you're a parent or guardian, use your own device to turn on or turn off Ask to Buy.
On your iPhone, iPad, or iPod touch
1. Open the Settings app.
2. Tap your name.
3. Tap Family Sharing.
4. Tap your family member's name, then tap Ask to Buy. In iOS 15 or earlier, tap Ask to Buy then tap your family member's name.
5. Turn on or off Require Purchase Approval.
However they still won't be able to use their own payment methods. They need to add gift cards to their accounts if the organizer doesn't want to pay for it.
If you’re in a family share the organizer is responsible for all payment. Individual users can pay their own but must do so through funds on their Apple ID or by adding gift cards as those funds are charged first.
Not without telling him to buy gift cards with it or turning off Purchase Sharing.
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We are a family of adults and want to pay for some apps ourselves. We have each added our own card but seem unable to select alternative payment methods when making a purchase, thus everything is charged to the organiser. The sort order is greyed out for every person sharing. How can we make personal purchases without having to ask the organiser?
Can family members add their own payment method
