Apple Card

That cannot be done, that is against the terms and conditions of a joint account. Each owner is legally responsible for the entire account balance. The credit limit is a limit based on both incomes, credit history etc. None of that can be split and made into an individual account.

A co-owner cannot remove another co-owner. A co-owner can leave the joint account at any time. That will close the account. Each former co-owner is equally responsible for the total debt. Any non-payment will affect the credit report of both former owners. Both former owners are welcome to apply for a new individual account.

Hello Krishna_kadiyala,

Unfortunately according to Remove a participant from your shared Apple Card account - Apple Support:

An account co-owner can't be removed. If you don't want to be account co-owners with someone else, you need to close your shared Apple Card account and open a new Apple Card account. When a shared Apple Card account is closed, both co-owners are responsible for all outstanding balances on the account until they're paid in full.

You can try contacting a Apple Card (Goldman Sachs) specialist and see what they say, but this is from official documentation.