Unknown charges
Again, why is Apple charging me $4.32 each month?
Also, how do I switch credit cards if this is indeed a legit charge?
Question marked as
Here is a one-stop link for billing questions→Subscriptions and Billing - Official Apple Support. You can review your purchase history to see what you were charged for, cancel subscriptions and request refunds.
To change payment methods, see→If you need to change or update your Apple ID payment method - Apple Support