I’m trying to find out why am I getting charge for stuff? I do not have.

• First you need to figure out if they are legitimate Apple charges. You will do this by reviewing your purchase history.
• If they are in there, then you need to determine how they occurred. This is not something that can be done by accident as you are required to double click the side button with the amount showing on the screen followed by verification with TouchID/FaceID or passcode. If you are an Organizer of a Family Sharing account or share our Apple ID with someone else, you will need to make sure another person has not made those purchases that you are still responsible for. There are many options to prevent this from occurring. You can try to request a refund here: Request a refund for apps or content that you bought from Apple - Apple Support
• If it is a subscription, then you will need to cancel it. Free Trials must be cancelled 24 hours before the period ends to avoid being automatically signed up for the subscription.
• If you do not see the charge in your purchase history, but the description on your bank shows as Apple, you need to consider if your card has been compromised by a scam that claims to be Apple.

https://toughnickel.com/scams-fraud/Apple-iTunes-866-712-7753-Scam

Unknown Charge?

1. App Purchase
   1. Curious about a Charge? --> If you see an 'itunes.com/bill' or an unfamiliar charge on your statement
   2. If you have an issue with an app on App Store or billing --> Request a refund for an App Store or iTunes Store
2. Subscriptions
   1. You may view a subscription to an app --> See or cancel your subscriptions - Apple Support
   2. You can also request a refund for a recent renewal of an in-app subscription purchase 

Avoid accidental purchases

1. If it is your device then, please --> Use Guided Access with iPhone, iPad, and iPod touch - Apple ... before handing over a device to a child.
2. If it is your child's device then in the future, enable the Ask to Buy feature --> Request and make purchases with Ask to Buy - Apple Support

It could be Phishing

• Beware of --> Phishing & Other Suspicious Emails 
• Know how to --> Identify legitimate emails from the App Store or iTunes Store 
• Avoid phishing emails, fake 'virus' alerts, phony support calls, and other scams —> Use these tips to avoid scams and learn what to do if you think your Apple ID has been compromised.

tyre112 wrote:

Hello I have charges going to my bank card that I do not know why I only have four subscriptions but being charge for nine

Here is a one-stop link for billing questions→Subscriptions and Billing - Official Apple Support. You can review your purchase history to see what you were charged for, cancel subscriptions and request refunds.

Apple has took out two charges out of my checking account and I’m trying to figure out how to get that money back. Can you help me or tell me how I can get help getting that money back it has amount up to $40. I can’t afford for that to be taken out of my checking account.