Does Apple Pay have protection like PayPal G

Apple Pay Goods and Services charges additional fees (2.99%) some of which pays for the >protection< when you purchase Goods and Services. Purchasing with Apple Pay would not charge anything, unless the debit or credit card you’re using has a fee, which is unlikely. In addition, as muguy states, you have the additional protection offered by the credit/debit card. Some credit cards offer various types if purchase protection. I know my American Express, Capital 1 and Wells Fargo cards have various types of protections.

Apple Cash is just like using cash.

If you use a debit or credit card through Apple Pay, you'll be covered by whatever buyer protection you have been offered.