I don't see My Photo Stream album
I dont's see My Photo Stream album on any of my devices.
If you created your Apple ID within the last 5 or years, you will not have the photo stream option in your settings so you won’t have a photo stream album. My wife and daughter created Apple ID’s in 2018 and they do not have the Photo stream option in the settings.
Another reason what you can’t have a photo stream album is because you never used it. Settings>Photos will reveal the option if you do have it.