I do not see My Photo Stream on my iphone 11, but I have icloud photos on
Where is My Photo Stream listed on my iphone 11?
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iCloud Photos and Photo stream are separate things.
About iCloud Photos and My Photo Stream - Apple Support
I’m not sure what the issue is, but I did want to make sure you knew that Photo Stream will be shutting down on July 26.
Information about the My Photo Stream shutdown - Apple Support