Apple Pay with Apple Cash Foreign Transaction Fee

Here is what the Apple Cash Terms and Conditions state about Foreign Transaction fees.

>>D. Foreign Transactions.

Once you have registered your Apple Cash Account, you may use your Apple Cash Card for transactions outside the U.S. at eligible merchant locations that accept both Apple Pay and the payment network on which your Apple Cash Card is issued (please see Section 1(F) above entitled “Registering your Apple Cash Account with Bank” for more information on this process). If you conduct a purchase transaction in a currency other than U.S. dollars, the merchant, the payment network for the Apple Cash Card, or other association that processes that transaction may convert any related debit or credit into U.S. dollars in accordance with their then current policies. For example, the conversion rate may be either: (i) selected from a range of rates available in the currency markets (which may be different from the rate the merchant, the payment network for the Apple Cash Card, or other association involved in processing your transaction is actually charged); or (ii) a government-mandated rate. The conversion rate may be different from the rate in effect on the date of your transaction and the date it is posted to your Apple Cash Card.<<

https://applecash.greendot.com/termsconditions/

Please make that you have verified your account.

Identity verification for Apple Card or Apple Cash - Apple Support

You may also want to notify the bank of your foreign travel. Contact Green Dot Bank;

Contact Green Dot Bank by calling (877) 233-8552

Yes, there is a foreign transaction fee if you use Apple Pay with Apple Cash. The fee is 3% of the transaction amount. This is because Apple Cash is a prepaid debit card, and prepaid debit cards typically charge foreign transaction fees.

I hope this helps!

Have personally done a foreign transaction and been charged a foreign transaction fee? Just curious, not try to be argumentative. I did a little digging on this after I read your post. It seems the Visa debit cards (including prepaid) do not charge a foreign transaction fee. I’m just wondering if you had personal experience with being charged a fee?

This might be a factor in why Apple and Green Dot Bank switched Apple Cash from Discover to Visa. VISA certainly has much greater acceptance overseas.