Loud Text Notifications

My text notifications are very loud. When I use the toggle to decrease volume it has little effect. Also with volume lowered I cannot hear the ringer for phone calls.

A work around fix is: go to Settings, select Screen Time, then Content& Privacy Restrictions, then Select Reduce Loud Sounds, & finally choose Don’t Allow. Not sure how this will affect music listening via bluetooth devices. I am open to other suggestions. This is from a you tube video. But I was not able to share the link here.