I was able to find an old copy of the Apple Cash Statement from July 2020 in my files. This is the information I see on the transaction statement. $32 is what I paid via ApplePay. Under the $32, it shows from where it was sourced.

As I was identifying what I couldn't find earlier in Apple Cash in Wallet, I came across this extra option to dig further into transactions in Wallet. I didn't realize the statement information (above) was/is also available inside wallet until now.

My bank account statement shows a somewhat confusing line item of "APPLE CASH - SENT MONEY - ... in the amount of $31.65. Because I was unaware you could drill down to the funded part of what makes up an Apple Pay transaction, I wasn't able to match the $31.65 to anything in my wallet until now.
From other posts, I think others run into the same confusion as me. Maybe what I learned/figured out today will also help them.
@muguy - thanks for your help. I was creating the screenshots to show you the difference of what I see in the statement and what I see in the wallet. It was in that moment of taking the screenshot above of the middle picture with the $32.00, that I realized I could go one level deeper. I appreciate your time - it helped me solve my issue and confusion!