Hey jf10of10,
Sounds like you're not receiving any notifications on your iPhone XS running iOS 16. We'll be happy to help out.
You mentioned that all the settings are correct. To clarify, if you go to Settings > Notifications and tap on one of your apps affected by this behavior, what options do you have selected exactly?
Also, make sure you don't have Do Not Disturb or some other Focus enabled by swiping down from the top-right corner of your display and ensuring Focus is disabled. If you see "Do Not Disturb On" tap on it to toggle it off and it should just say "Focus" instead at that point.
For more help with notifications and Focus, check out these resources:
Use notifications on your iPhone or iPad - Apple Support
Use Focus on your iPhone or iPad - Apple Support
When you set a Focus, the icon appears in the status bar and on your Lock Screen, and your status is automatically displayed in the Messages app. When people try to send you a message, they'll see that you've silenced notifications, but they can still notify you if it's urgent.
We hope this information helps out.
Take care!