How do I change someone from a participant to co-owner

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Invite an Apple Card Family participant or account co-owner

1. Open the Wallet app and tap your Apple Card.
2. Tap the More button .
3. Under People, tap Share My Card, then tap Continue.
4. Select a member of your Family Sharing group. To invite someone to join your Family Sharing group, tap Invite Someone.
5. To invite an account co-owner, tap Become Co-Owners. To invite a participant, tap Add as Participant.
6. Follow the instructions on your screen to provide the requested information.
7. Tap Send Invitation, then authenticate with your passcode.

On your iPad, open the Settings app > Wallet & Apple Pay > Apple Card > Info tab. Then follow these steps:

1. Under People, tap Share My Card, then tap Continue.
2. Select a member of your Family Sharing group. To invite someone to join your Family Sharing group, tap Invite Someone.
3. To invite an account co-owner, tap Become Co-Owners. To invite a participant, tap Add as Participant.
4. Follow the instructions on your screen to provide the requested information.
5. Tap Send Invitation, then authenticate with your passcode.

If you invite a participant who is under 18 years old, set up Apple Cash Family so that they can use their Daily Cash with Apple Cash. Some Apple Card users may need to contact an Apple Card Specialist in order to combine credit limits and form a co-owned account with another Apple Card owner.