Lost a phone and found the phone but apple pay does not work at all

sunshing-001 Said:

"Lost a phone and found the phone but apple pay does not work at all: I lost the phone before and used the icloud to report my iphone lost. Then someone picked the phone and returned back to me I logged on my iphone, it seems everything is working but apple pay seems not functioning properly. Please kindly advise. Thank you."

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Please Clarify:

In what way does it seem not to be working?

Fixing the Method of Payment:

Note that you need to have at least one Method of Payment assigned to your Apple ID. So, add a new method, and then remove the current one. The person handing it over may have removed it from your iPhone.

Perform the Following:

1. Go Here: Change, Add, or Remove Apple ID Payment Methods - Apple Support
2. Scroll to: How to change your payment method on your iPhone, iPad, or iPod touch
3. Proceed from there as necessary