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I did follow the steps of adding card into wallet, and checked all the information about the card and apple ID are correct. However, I can not use apple pay at shops. I made call to the bank they said it is the issue of Apple coz they said they cannot find any issue in their system. I would make sure what is the problem here that I cannot use apple pay. Thanks
iPhone 11 Pro Max, iOS 14
Settings>Face ID & Passcode> Apple Pay > [Enable] "Allow Access When Locked"
Settings>Face ID & Passcode> Apple Pay > [Enable] "Allow Access When Locked"
can not use apple pay
