Do Not Disturb options

The settings that you describe are only active when Do Not Disturb is active. If Do Not Disturb is turned on, they mean nothing. Your phone will ring, you will receive calls, and you will also receive texts and text notifications.

What you are seeing is normal. DND is turned off so you will still get notifications and calls. That setting is the default if you turn DND on.

I’m not sure I understand your point. If you want to get calls and text notifications even when your phone is locked, turn off DND.