APPLE PAY
i submitted an instant transfer to my bank 40 minutes ago and it’s still not there
Question marked as
This is primarily a user-to-user support forum; other Apple users like yourself. See the following from Transfer money from Apple Cash to your debit card or bank account - Apple Support
If you use Instant Transfer, your funds are typically available in your bank account within 30 minutes.
If you don't receive an instant transfer after 2 hours, or you don't receive a 1 to 3 business day transfer after 3 business days, contact us.