My phone was stolen while in the hospital and several Apple Pay transactions was sent without my approval what can I do
[Re-Titled by Moderator]
Original Title: Stolen Apple pay
iPhone 15 Pro Max, iOS 18
To be clear, an Apple Pay transaction is only possible if someone knows your device Passcode. That is not something that could be guessed on a stolen device before it will automatically lock unless you used something like "1111". Giving someone your passcode authorizes them to use your device and that would include making purchases.
In any case disputing a transaction is always done by filing a fraudulent charge complaint with the card being charged. Apple Pay does not change how that is done.
To be clear, an Apple Pay transaction is only possible if someone knows your device Passcode. That is not something that could be guessed on a stolen device before it will automatically lock unless you used something like "1111". Giving someone your passcode authorizes them to use your device and that would include making purchases.
In any case disputing a transaction is always done by filing a fraudulent charge complaint with the card being charged. Apple Pay does not change how that is done.
How can I dispute unauthorized Apple Pay transactions after my iPhone was stolen?
