I don't have the Documents folder set as part of iCloud. I have a folder inside of Documents set for copying files I need to email as a work around.
The real problem and huge time waster is the applications that have the capacity to email files from. They will open a new email message but won't attach the files.
What is strange is that this started with an update to 15.7.1. With 15.7.1 I could just delete the "com.apple.mail.plist" file and that would fix it until it would start again.
I went to download 26.0.1 to start a clean install on a new partition (Volume) and it did not stop and ask and went ahead and up dated without my permission. That is BS.
So now I am on 26.0.1 and it worked fine for 10 days and then it screwed up again and now deleting the "com.apple.mail.plist" no longer fixes it.