NFC Apple Pay not working on iOS 26

After updating to iOS 26, when I try to make contactless payments, the NFC app remains in a waiting state. It doesn't give any error messages, it just waits.


I contacted Apple Support, and they ran a remote hardware diagnosis and found no faulty components. They say it's software-related and I should wait for iOS 26.0.1, but I can't find anyone online with the same problem.


Is it possible they'll fix this problem with iOS 26.0.1?

iPhone 15 Pro, iOS 26

Posted on Sep 22, 2025 8:18 AM

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Question marked as Top-ranking reply

Posted on Oct 21, 2025 5:43 AM

This fixed my issue:

It may be due to the fact that your cards are not fully verified in the app. Open up Wallet & Apple Pay section in your setting and double check if they are verified. Once you have them verified, double taps will work.

62 replies

Oct 29, 2025 8:06 AM in response to Rids57

NFC is not used for Airdrop. Airdrop uses WiFi in a peer to peer network environment. If your NFC isn’t working you need to have Apple perform diagnostics on your iPhone. It can be done in person at an Apple Retail Store or at an Apple Authorized Service Provider. You can also contact Apple Support and request remote diagnostics.


If you’re in the US, please call  1-800-MY-APPLE, or outside the US, consult the support articles below. In Canada, call 1-800-263-3394.


Contact Apple for support and service - Apple Support


Genius Bar Reservation and Apple Support Options - Apple

Dec 14, 2025 12:25 AM in response to Ozne86

I am still having the same issue after updating to IOS 26.2(23C55)


The card is verified, I already re-add them all. Also did a full reset twice, even tried installing an IPSW from ipsw.me so that I can confirm that it is really a clean install


My theory is that since I install the IOS 26.0 during the first few hours it was available, I installed the RC version and I saw the news where IOS 26.0 release a new build number a few hours afterward. This has somehow corrupted my nfc drivers or some other stuff. Can anyone guide me on how to really do a clean install(like re-write all the kernel files, imagine like your iphone is bricked), the only way I know is the IPSW method which I tried


Another thing I wanted to test is rolling back to ios 18, but this seems like impossible due to it being unsigned already

Oct 7, 2025 12:20 AM in response to Jeff Donald

But shouldn't this apply to all iPhones? I was with a colleague these days and we did several tests. He was always able to pay with Apple Pay using an iPhone 13 and iOS 26.0.1. Then it was my turn, using the same POS terminals but with an iPhone 15 and iOS 26.0.1, and there was no way to get it to work. Nothing changed for him after updating to iOS 26, while Apple Pay no longer works for me.

NFC Apple Pay not working on iOS 26

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