Recently I’ve noticed my Apple Pay keeps on declining although my physical card does not, Due to this problem my subscriptions don’t work, I can not access my online banking account or download any apps with out saying my card has expired even though it is not, I have contacted the bank and they have said this is not an issue on the banks side but on apples side, Does anyone know how to fix this ?
iPhone XR, iOS 16
It could be a hardware issue. You need to have the NFC module checked and confirmed operational before we start looking at other possibilities.
You need to have Apple perform diagnostics on your iPhone. It can be done in person at an Apple Retail Store or at an Apple Authorized Service Provider. You can also contact Apple Support and request remote diagnostics.
If you’re in the US please call 1-800-MY-APPLE or outside the US, consult the support articles below. In Canada call 1-800-263-3394
Contact Apple for support and service - Apple Support
Genius Bar Reservation and Apple Support Options - Apple
This is concerning subscriptions you with Apple? Is that correct? Does it also happen at a merchant’s location when you use your iPhone for Apple Pay (Tap-To-Pay)?
Yes that is correct, Apple Pay has completely stopped working both when paying online and for tap to pay, I have deleted and re-added my card and unfortunately there has been no change
Apply Pay not working Card declining
