Apple Card refund not appearing in card balance

i used my card for purchase that i had to return. They sent a refund to the card but I have yet to see it on the card balance. What am I missing?

I had to return the items and a refund was issued but I don’t see it in the card balance. Why?



[Edited by Moderator]


iPhone 14 Pro, iOS 18

Posted on Aug 11, 2025 11:13 AM

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Question marked as Top-ranking reply

Posted on Aug 11, 2025 11:36 AM

Refunds from merchants go from the merchants bank account, through their credit card processor, Payment Network Operator (Visa, Mastercard etc.) and lastly to your bank for credit to your account. This generally takes 7 to 10 business days, occasionally longer, sometimes a day or two quicker. If it’s more than 10 business days since the refund was initiated, contact the merchant’s support team.

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Question marked as Top-ranking reply

Aug 11, 2025 11:36 AM in response to SingleWife2015

Refunds from merchants go from the merchants bank account, through their credit card processor, Payment Network Operator (Visa, Mastercard etc.) and lastly to your bank for credit to your account. This generally takes 7 to 10 business days, occasionally longer, sometimes a day or two quicker. If it’s more than 10 business days since the refund was initiated, contact the merchant’s support team.

Apple Card refund not appearing in card balance

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