Windows 10 setup with BootCamp freezes.

I followed the steps to install Windows 10 from Install Windows 10 with Boot Camp - Apple Support (BY)

There is no update in Software Update except macOS Sonoma.

I have macOS Monterey, Mac mini 2018, Macmini8,1, 3 GHz 6-Core Intel Core i5, 16 GB 2667 MHz DDR4

1. I restored Full Security before installing Windows. I used it to boot Windows 10 from external ssd, that works.

2. BCA did not ask to create USB, I just select iso file to ~/Documents/OS/Windows.iso. I used Windows.iso to install Windows 10 on VirtualBox and it worked.

3. After reboot, I see Windows icon, then "Setup is starting" shows and it freezes. Instead I must see next screen with selecting the language.

I have to press hard power off (press power button for 5 or more seconds).

If I reboot with Option key pressed, I see two devices to boot Macintosh and Windows. If I click Windows, then it freezes again and "Setup is starting."

How to fix the issue?

Current disks:

diskutil list
/dev/disk0 (internal, physical):
   #:                       TYPE NAME                    SIZE       IDENTIFIER
   0:      GUID_partition_scheme                        *500.3 GB   disk0
   1:                        EFI ⁨EFI⁩                     314.6 MB   disk0s1
   2:                 Apple_APFS ⁨Container disk1⁩         449.0 GB   disk0s2
   3:       Microsoft Basic Data ⁨BOOTCAMP⁩                51.0 GB    disk0s4

/dev/disk1 (synthesized):
   #:                       TYPE NAME                    SIZE       IDENTIFIER
   0:      APFS Container Scheme -                      +449.0 GB   disk1
                                 Physical Store disk0s2
   1:                APFS Volume ⁨Macintosh HD⁩            15.4 GB    disk1s1
   2:              APFS Snapshot ⁨com.apple.os.update-...⁩ 15.4 GB    disk1s1s1
   3:                APFS Volume ⁨Macintosh HD - Data⁩     279.8 GB   disk1s2
   4:                APFS Volume ⁨Preboot⁩                 806.7 MB   disk1s3
   5:                APFS Volume ⁨Recovery⁩                1.1 GB     disk1s4
   6:                APFS Volume ⁨VM⁩                      24.6 KB    disk1s5