what happens to my apple care if I uprgade to a new phone before the 2 years is up?

Hello agraced1982,

You’d need to cancel your current AppleCare contract and buy a new one for the new iPhone as you cannot transfer it to a new device. The AppleCare contract is tied to a device, not an owner.

If you cancel your AppleCare plan more than 30 days after your purchase, you’ll get a refund based on the percentage of unexpired AppleCare plan coverage, minus the value of any service already provided.

Source: Cancel or change the payment method for your AppleCare plan - Apple Support.

agraced1982 Said:

“So I have a 14 Pro Max with apple care plus. I thought about upgrading to the 15 pro max. What happens to my last year of apple care? would that just be like throwing it away?”

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Transferring AppleCare to a New Device:. AppleCare cannot be transferred to a new-purchased device. However, if it was a replacement, then it would be transferred automatically. Go here: Transfer your AppleCare plan - Apple Support

agraced1982 Said:

“Thank you. Sounds like I should ride out my apple care since I paid for it and upgrade on the next round of new releases.

Thank you again.”

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You are welcome.

For Compatibly Concerns, I Plan to Keep Mine:

I have my 2018 MBP, and plan to keep it for a long time to come. Apple sometimes lets its customers proceed with renewing their AppleCare on an annual basis. The reason I keep it is because it is an Intel-based Mac. Newer Mac models (Silicon-based Macs), still aren’t compatible with Intel-processor-required software.