If you feel there is a problem here, then run the third party app EtreCheck and post the report here so we can review it for possible issues. The report will let us see which third party apps have ties into macOS which launch automatically at boot & login, plus it will contain performance metrics and summaries of system logs which may provide clues to a possible problem. The app sanitizes any personal information so it is safe to post the report here so we can use it to evaluate your Mac.
Even with the Intel Macs we never had any idea about the TBW allowed for those SSDs even when Apple utilized Samsung based SSDs. The SSDs on Apple Silicon Macs are no longer a typical SSD, but just the NAND chips embedded into the Logic Board. So there really is no way to know how much writing we can expect to do with these SSDs. In addition the TBW value also depends on the number of NAND chips being utilized and their capacity in relation to the overall size of the complete SSD. Plus the Apple Silicon Macs utilize these SSDs differently than with the Intel Macs so these SSDs do tend to get utilized more than older Mac models. I also recall some people reporting an issue early on about some excessive SSD writes which I think was related to the use of the GPU IIRC, but I don't recall where that information was posted and whether that was ever changed to lessen the wear.
Generally many SSDs have at least a 150 TBW but could have 300 TBW or more depending on all those aspects I mentioned. I gernerally assume TBW to be somewhere in this range for the majority of SSDs when at least two NAND chips make up an SSD of 256GB or larger. Of course with higher density NAND chips, the smaller SSDs will have lower TBW ratings so these numbers will change over time for various size SSDs.
So far in my own personal experiencing supporting thousands of our organization's Apple laptops....most SSDs fail due to controller issues. I have seen very few SSDs fail due to NAND issues or due to exceeding their thresholds for writing. Recently I have encountered several of our Intel Macs where the SSD has failed due to excessive writes, but I am not sure of the reason since very few of our users even write significant amounts of data to an SSD....seeing several laptops encounter incredible number of SSD writes is starting to get my attention since they are happening at about the same time....no idea if it is the users, our configuration, or some unknown issue with macOS/apps, or a hardware issue with the SSDs. It is hard to confirm the reason since Apple SSDs have a very limited amount of health information available to analyze the issue. It is something I'm watching though, but so far the cases have been limited to just a few systems. The only other times I have legitimately seen any of our SSDs with excessive writes into the PB range were Macs we were utilizing as "servers" so that was not unexpected.
Really the only thing under your control is the third party apps and configuration of the laptop. The EtreCheck report may help us in that regards if you want assistance.