Just for the record, I'm also using Ventura 13.3.1 (a), and the DC-TZ200 is listed in System information > Raw Support but not the DC-TZ200D. I wonder if this is part of the problem.
I tried to preview a RW2 file from the Panasonic Lumix DC-TZ200D and it wouldn't show. When imported into Apple Photos I get the same problem as you.
So, you can either wait for Apple Support of find a workaround (new camera or new software).
I think the best workaround is to install Adobe DNG Converter and convert from RW2 to DNG before you import into Apple Photos. That would mean copying from the card/camera to a new folder and running the converter, then dragging the DNG files into Apple Photos.
I thought Adobe Camera Bridge might help, but it only let's your browse/preview files and not edit them, so it's not a solution really.