How do I share a savings account with my co owner

Currently, a joint or co-owned savings account is not available. Each co-owner of an Apple Card account may each apply for a separate Apple Savings account. This may be an option in the future, but no word yet.

You name a beneficiary. This support article explains the steps.

Add or remove a beneficiary for your Savings account

When you open a Savings account, you may choose to add beneficiaries. You can add or manage your beneficiaries at any time by contacting a Savings Account Specialist.

To speak with a Savings Account Specialist:

1. On your iPhone, open the Wallet app and tap Apple Card.
2. Tap Savings account.
3. Tap the More button , then tap Account Details.
4. Scroll down and tap Account Information, then tap Manage Beneficiaries.
5. Tap the support number to speak with a Savings Account Specialist.

View and update your Savings account information in Apple Wallet - Apple Support

Update. I did find this article, which I'd want to verify: By assigning a beneficiary, your Apple Savings account becomes a “payable-on-death” (POD) account, which means that the funds will transfer directly to your chosen beneficiary upon your death, bypassing the time-consuming and costly probate process. This feature not only simplifies estate planning, but also ensures that your loved ones have immediate access to the funds when they need them most.

I totally agree. Even by being able to add the beneficiary, as Jeff Donald shows below, why would I require my grieving spouse to have to go through a process to get what is ultimately our shared money? I doubt it's just a flip of the switch. I will be sticking with my other high-yield savings account for anything beyond moving over my daily cash, which is .18% lower than Apple until this is ironed out. It really seems crazy not to have enabled a joint option out of the gate or by now.

I was just getting ready to reply to your earlier post and explain how a named beneficiary (POD) is the easiest way to establish ownership and transfer the funds.