Free downloads
Why ask for payment information for free downloads. It has never been required in the past.
iPad mini, iOS 12
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Hello,
Some apps require a payment method to be on file even tho the initial download is free. This is most common with apps that offer subscriptions or in-app purchases.
If you can’t download or update apps on your iPhone or iPad - Apple Support
"Add a payment method
You might need to have a valid payment method on file, even if the app that you want to download is free."
I hope this helps.