Hello,
How often can I request to do a credit limit increase? Should I wait longer to request a cli to improve the chances of being approved for one? Any tips? I want to buy a macbook using my Apple Card in the future while still maintaining a low credit utilization. I did my first cli last month and got approved from a credit limit of $1500 to my current limit of $3250. I’ve had my Apple Card for almost 10 months now.
iPhone 12 Pro Max
I already know how to do request a credit limit increase. I wanted to know how often can I request for a cli.
There is no exact answer for your question. Everyone has a unique credit report, payment experience, income, debt to income ratio and many more individual factors that will affect your eligibility for a Credit Limit increase.
Requesting a CLI with Goldman Sachs Bank is a soft pull of your TransUnion FICO 9 score. Because it’s a soft pull, requesting a CLI will not affect your credit score.
I suggest you do not request a CLI more than once every 30 days.
Request an Apple Card credit limit increase on your iPhone:
Type a message requesting a credit limit increase:
How often can I request to do a credit limit increase?
