Family Apple Music
we have everything set up between my husband I for Apple Music family but it won’t allow me to listen to music without purchasing a plan.
iPhone XS
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Who is the Family Organizer?
Does the Family Organizer have an Apple Music family subscription plan? You cannot share the Individual or Student plans.
If so, have they shared it other members in the Family Group from one of their devices under Settings->Account (top of settings)->Family Sharing?
Click here-> Add a family member to your subscriptions from Apple - Apple Support