Purchase protection , if I buy something and don’t get it what can I do ?
Does Apple Pay have payment protection, if I buy online and I don’t receive or it’s not as advertised?
iPhone 7 Plus, iOS 14
No.
Apple Pay is a platform that allows you to securely use your credit and/or debit cards to make purchases securely. Any purchase protection would have to come from the card issuer.
Apple Pay Cash, is just like using cash. There is no purchase protection. You should only be using it to transfer funds to trusted individuals.