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What the lowest credit score for approval?


Posted on Jun 24, 2021 11:39 AM

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Question marked as Top-ranking reply

Posted on Jun 24, 2021 12:00 PM

Hi, this is a user to user Community hosted by Apple, but neither Apple or Goldman Sachs Bank (card issuer) are here.


Here is an Apple Support article that goes over how to apply for the Apple Card,


https://support.apple.com/en-us/HT209257


Here is another support article that goes over how you application is evaluated by Goldman Sachs,


https://support.apple.com/en-au/HT209218


I’ve seen posts on social media that Golden Sachs is looking for scores of at least 600 on the FICO 9 credit scoring meter/algorithm. Most scores you see such as Credit Karma show AdvatageScore 3.0 or FICO 8. Goldman Sachs pulls the FICO 9 from TransUnion.


I hope this helps.

1 reply
Question marked as Top-ranking reply

Jun 24, 2021 12:00 PM in response to raguiromo

Hi, this is a user to user Community hosted by Apple, but neither Apple or Goldman Sachs Bank (card issuer) are here.


Here is an Apple Support article that goes over how to apply for the Apple Card,


https://support.apple.com/en-us/HT209257


Here is another support article that goes over how you application is evaluated by Goldman Sachs,


https://support.apple.com/en-au/HT209218


I’ve seen posts on social media that Golden Sachs is looking for scores of at least 600 on the FICO 9 credit scoring meter/algorithm. Most scores you see such as Credit Karma show AdvatageScore 3.0 or FICO 8. Goldman Sachs pulls the FICO 9 from TransUnion.


I hope this helps.

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