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Weird text message about apple oay

I have never set up Apple Pay and I’ve just had a text message on my phone saying Apple Pay has been set up on iPhone 8 ?

Posted on Dec 29, 2020 11:43 AM

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Question marked as Top-ranking reply

Posted on Dec 29, 2020 12:11 PM

What exactly did the text say? and who does it indicate it's from? Apple or a credit card company? If from a credit card company, is it from a company you have a card with? If so, I think I would call the credit card company and review with them.


I've added several cards to Apple Pay and the only text interaction I've had is when the credit card company sends a verification code during the process of adding the card. (and only a couple of them did that)


If you are concerned, you could consider changing your Apple ID password.

And while you're at it, make sure 2 factor authentication is turned on.

Change your Apple ID password - Apple Support

Two-factor authentication for Apple ID - Apple Support

I don't even think a compromised Apple ID leads to someone being able to add one of your credit cards though. Especially if you've never set up Apple Pay before. I just checked on my iPad, that's also signed in with my Apple ID. adding a card to Apple Pay is a little easier because it knows which cards I have on my iPhone.. but in adding it, I still needed the physical card to get the 3 digit code on the back.


So it could just be a phishing/scam text?

3 replies
Question marked as Top-ranking reply

Dec 29, 2020 12:11 PM in response to carley3112

What exactly did the text say? and who does it indicate it's from? Apple or a credit card company? If from a credit card company, is it from a company you have a card with? If so, I think I would call the credit card company and review with them.


I've added several cards to Apple Pay and the only text interaction I've had is when the credit card company sends a verification code during the process of adding the card. (and only a couple of them did that)


If you are concerned, you could consider changing your Apple ID password.

And while you're at it, make sure 2 factor authentication is turned on.

Change your Apple ID password - Apple Support

Two-factor authentication for Apple ID - Apple Support

I don't even think a compromised Apple ID leads to someone being able to add one of your credit cards though. Especially if you've never set up Apple Pay before. I just checked on my iPad, that's also signed in with my Apple ID. adding a card to Apple Pay is a little easier because it knows which cards I have on my iPhone.. but in adding it, I still needed the physical card to get the 3 digit code on the back.


So it could just be a phishing/scam text?

Weird text message about apple oay

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