Problem with payment
Hello, every month you take my money, and my bank write “Apple Music” but I don't have a music subscription. what is the charge for?
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Nobody on here is taking any money from you, we are fellow users, these are user forums.
If you've looked at the purchase histories of all iTunes accounts you have linked to the card and not found them (and checked iCloud storage upgrades) : See your purchase history in the App Store or iTunes Store - Apple Support
and if they aren't : About payment card authorization holds from the App Store or iTunes Store - Apple Support
contact the card issuer